How Do Co-ops Work?

A housing Cooperative is a group of people who form a corporation to provide housing services for themselves.

Co-op living is unique to all other forms of housing because it represents a community living within a community.

Democratic management is the lifeblood of a healthy co-op and the people who live in the Coop, and who collectively own and operate the housing, are voting members. The members elect a board of directors from among themselves and authorize the board to conduct the day to day business of the Cooperative in a manner that satisfies all of the requirements of its Charter, Bylaws, Agreements, and Policies.

All members in a cooperative share in the advantages and responsibilities of co-op life, which makes it more than just a place to live.

There are many kinds of co-operatives: food co-ops, co-op daycares, credit unions, retail co-ops, worker co-ops and housing co-ops. Any group of people can form a co-operative. The members own the co-operative and the co-operative provides a service they need. Housing co-operatives provide housing.

As a co-op member, you have security of tenure. This means that you can live in your home for as long as you wish if you follow the rules of the co-op and pay your housing charge (rent). As a co-op member, you have a say in decisions that affect your home. You and your neighbours own your homes co-operatively. Members form a community that works together to manage the co-op. Co-op communities are made up of all kinds of people – people with different backgrounds and incomes and special needs. These diverse and vibrant communities are the unique strength of the co-op housing movement.

Members Rights

Members have a right to:

Right #1

Vote on the annual budget, which sets the monthly housing charges

Right #2

Elect a board of directors made up of people who live in your co‑op

Right #3

Run for the board of directors yourself

Right #4

Receive audited financial statements that show how the co‑op spent your money

Right #5

Pay only a limited portion of your income for your housing, if you meet eligibility rules

Right #6

Live there for as long as you like, if you keep to the by-laws agreed on by the co‑op membership

What is a Co-op?

Co-op Structure

Our Federation

The Co-operative Housing Association of Eastern Ontario (CHASEO) is a co-operation of co-ops. Its members are housing co-ops in the Eastern Ontario region, co-op staff associations and sector-related organizations.

Through their association, members have a collective voice in Eastern Ontario to represent their interests with government, agencies and other groups.

CHASEO also provides ongoing support to housing co-ops and is a local source of resources, expertise and training. A wide range of services are available to members and non-members alike. Members also have access to a selection of continuously expanding cost-saving programs.

CHASEO is one of 17 regional co-op housing federations in Canada. It is an active member of the Co-operative Housing Federation of Canada (CHF Canada).

Click here to visit the CHASEO website.